What Is a White Label Payment Gateway?

A white-label payment gateway is a payment processing solution powered by third-party payment service white label payment gateway price providers (PSPs) but branded as the adopting company’s service. The PSP handles all technical integration, compliance, security, and maintenance behind the scenes, while the adopting company overrides the interface with its brand logo, colors, and terminology. Owing to white-label payment gateways, businesses can seamlessly enhance their online transactions by leveraging specialized payment services tailored to their brand.

What Is a White-Label Payment Gateway?

One-time and recurring payments get different verification scenarios for customers’ convenience. With some providers, you may gain discounts in relation to the volume of transactions, which will be useful for e-commerce companies that sell at high speed. This ensures that customer experience is https://www.xcritical.com/ maintained, and it helps to strengthen the brand as well. This cohesiveness in the payment sequence serves as a cradle that supports trust and assures customers, every step of the way that they are safe with your brand. Opt for white-labelled gateways that support multiple currencies and payment modes.

Q: What factors should be considered when selecting a white-label payment processing partner?

Stripe Relay streamlines the checkout process on mobile phones for your customers. With Stripe Relay, merchants can use this API to list products to sell on mobile or link their e-commerce sites. WePay offers tons of customization options with its products, but it’s unfortunate that it lacks customer phone support.

White-label payment gateway solutions and pricing

By buying a white-label payment gateway you get a proven solution that has already had successful use cases. Moreover, suppliers of such software can also provide you with other support, such as hardware selection and compliance with all regulatory documents in the US, UK, EU and other countries. Getting the same level of experience and expertise through your own efforts will take a lot of time and money.

• Instead, they can focus on what they do best while offering a diverse range of solutions to meet the changing needs of their customers.
• Swipesum’s software also includes real-time transaction monitoring and dispute management tools.
• Handle all your business and create unique commercial conditions for every merchant you work with through one centralised system.
• This may be a plus for a while because you don’t have to acquire your own PCI DSS certificate, but over time, as the business grows, it will become a disadvantage.
• This approach not only enhances customer trust but also ensures that all queries are handled by experienced professionals, improving the overall customer experience.

The 2024 competitive landscape is rife with financial institutions, fintech startups, and eCommerce businesses all vying to out-innovate each other. This guide will cover the top six white-label payment gateway providers for 2024. A white-label processing partner should ideally support a range of payment methods and currencies for the end-user.

You don’t need to invest resources into development, and you don’t need to worry about maintenance and updates—the provider takes care of these aspects. According to a report by Polaris Market Research, the global payment processing solutions market was valued around $74 billion in 2021 and is expected to reach more than $192 billion by 2030. The size of the payment processing industry is a reflection of its business value and the diversity of needs that exist—it’s not the kind of function with a one-size-fits-all solution. There has been a myriad of instances where merchants discovered their accounts were canceled or frozen. Unfortunately, this can happen with third-party payment service providers, where merchants can instantly be onboarded.

White Label Solutions save businesses from these upfront costs and hence are a rather cheaper alternative. Due to its architecture, DECTA can easily integrate any new payment type, so the gateway is prepared for the future. Ideal for any business domain, DECTA delivers a bespoke payment gateway solution with frictionless merchant acceptance policies and competitive pricing. While other competitors have a wide range of integrations and methods, DECTA works only with well-known acquirers and payment options. This strategic approach increases transaction approval rates and enables the platform to evolve with changing market conditions.

Explore the merchant features of our payment gateway, designed to streamline your transaction processes and enhance operational efficiency. This suite equips your business with advanced tools that simplify financial management and improve customer interactions, all while supporting your growth in a competitive marketplace. When it comes to choosing a white-label payment processing partner that fulfills all your requirements, look no further than Stax. We have the expertise and capability to provide the best-in-class payment infrastructure that supports a wide range of payment methods and streamlines risk management. Payment solution providers need to ensure regulatory and PCI compliance besides implementing various fraud prevention and protection measures.

The company offers a flexible system with a highly customizable payment environment to meet the specific needs of your clients. The platform also provides  advanced fraud protection features that decrease a chargeback ratio and detect and prevent fraud, including 3D Secure and AVS. PayPipes is another company offering a white-label payment gateway platform for PSPs and acquirers. Among other things, the payment gateway from PayPipes features customization, data analytics modules, as well as payments API, virtual terminal, tokenization, and the capability to pay by link.

If you have any questions or run into problems, you would need to submit a support ticket. Ticket support is only available during weekdays, so it may take days to receive a response if you submit a ticket on Thursday or Friday. As a small-business owner, the intricacies of merchant services can be a bit of a mystery. If you’ve been deciding between WePay and Stripe, you will want to explore each provider’s services and comparing their features, pricing and more.

Handle all your business and create unique commercial conditions for every merchant you work with through one centralised system. Provide your clients with a powerful Dashboard, giving them more control over their operations. We’ll manage risk, compliance and payouts, and keep you informed through our API. Our Partner Center has powerful capabilities offering sophisticated reporting, analytics, support and customization. Compare features, pricing, and expert reviews for your business software needs – all in one place. Many or all of the products featured here are from our partners who compensate us.

Decta itself is an acquirer, and therefore using this solution you will not be able to use multi-acquiring functions. Its direct operator billing solution is available across 80 countries and can be used for both subscriptions and one-time purchases. Stripe does not warrant or guarantee the accurateness, completeness, adequacy, or currency of the information in the article. You should seek the advice of a competent attorney or accountant licensed to practice in your jurisdiction for advice on your particular situation. The cost of operating across multiple regions or in jurisdictions with additional regulation can quickly escalate.

Among the main advantages of Ikajo are its global coverage and multilingual support. The platform supports more than 100 currencies and offers localized payment options for customers in more than 190 countries. Additionally, Ikajo offers a user-friendly interface and easy integration process, making it an ideal choice for businesses that want to offer seamless payment processing services to their customers. There is a wide range of tools available, including smart routing, advanced analytics, payment reconciliation, payment calendar, and many more. The right payment gateway partner is one of the keys to the company or brand’s success and growth. Plenty of business owners are allured by the idea of integrating payments into their software or apps.